Financing as a foreign national
Foreign-national mortgage programs typically require 30–40% down with no U.S. credit history. Cash purchases can close in weeks.
Global Buyers
International Buyers
Buying in South Florida from abroad is well-trodden ground — but the details decide the outcome. Here is how the process actually works.
Ownership structure
Individual, LLC, or trust ownership each carry different tax, liability, and estate implications. We coordinate with your attorney and CPA before you sign.
Taxes and FIRPTA
Florida has no state income tax. On resale, FIRPTA withholding applies to foreign sellers — planned for in advance, it is straightforward.
Remote purchase and closing
Virtual tours, digital signatures, and power of attorney let you reserve, inspect, and close without traveling.
Rental income strategy
Certain Brickell and Downtown buildings permit short-term rentals with on-site management — the cleanest path to hands-off yield.
Bilingual representation
Every document, call, and negotiation handled in English or Spanish, across time zones from Madrid to Bogotá.
The Process
01 — Define the objective
Second home, pure investment, or relocation. The strategy diverges immediately from there.
02 — Shortlist and underwrite
We compare buildings on price per square foot, HOA load, rental rules, and delivery timing.
03 — Reserve and contract
Reservation, developer contract review with your attorney, and the deposit schedule mapped out.
04 — Close and manage
Closing coordination, then handoff to rental or property management if you want it fully passive.
From Anywhere
Buying from abroad? Start with a conversation
Share what you're looking for and Alvaro will follow up personally — in English or Spanish, wherever you are in the world.